This is not the usual Blog. And these are not usual times. That’s an understatement! As an attorney who deals with people in financial emergencies every day, I am going to give an update on what is happening here, with my Bankruptcy firm, on the
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Archives for Consumer and Financial News
Workers Compensation Settlements and Bankruptcy- UPDATE
If you live in Illinois and get hurt while working, you have the right to make a claim for those injuries through the Workers Compensation system. If you go through the process, many times, your claim will be enough to pay your medical bills, plus
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Real ID is for Real- Get One ASAP- Because you’ll need it- to Fly AND to Get into Federal Courthouses!
Way back in 2008, the States were supposed to start implementing the Real ID Act. This requires a special, upgraded, and supposedly more secure ID, to be more uniform across the US. Almost 12 years later, after the government granted states many delays, the Real
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How To Recover From Bankruptcy Filing- Rebuild Your Credit!
Almost everyone I talk to, when considering filing for Bankruptcy Protection, asks “How will this affect my Credit?” What they really want to know is, will they be able to get credit in the future? The answer is that Bankruptcy temporarily causes your credit score
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We Help Our Clients with a Free Credit Review after Bankruptcy
The purpose of filing for Bankruptcy Protection is to eliminate certain debts. Once you’ve filed your petition, completed the 2nd counseling course, and attended your Meeting of Creditors, you should receive a Discharge Order, which is the official document signaling that debts such as credit
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Payday Loans, Indian Reservations, and the Story of Scott Tucker
Why Payday Loans? You’re out of money for the week, your car breaks down, and you’ve maxed out on credit, and tapped out for loans from friends or family. What do you do? You just need money until your next paycheck. All too often millions
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BankruptcyLawChicago’s New Palos Heights Office to Serve Chicago’s South Suburbs!
Over the almost 20 years I’ve been running my own firm, my goal has been to serve the client first and foremost. I opened the Law Offices of Daniel J. Winter in 1999, as a Bankruptcy and Debt Relief firm primarily. Headquarters, the Original office,
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DEBT SETTLEMENT- DEBT FREE? OR NOT?
When people come to see me with debt problems, they are under enormous stress. You’ve already tried everything. Very few people are anxious to “throw in the towel” and just file for Bankruptcy. I talk with people who have tried for years, decades sometimes, to
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Small Business Loans=Shark Infested Waters
Small Business Owners-Watch out for the Sharks! Small Business owners have so many “hats” to wear. One expression is that the owner is “Chief, Cook and Bottle Washer”. So, with all of those roles, it’s difficult to manage everything. One of the hardest jobs is
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What happens to a Mortgage in a Chapter 7 Bankruptcy? Will I need to reaffirm that debt?
When you file for bankruptcy protection, you, as the Debtor, are required to list every debt you owe. That’s right, EVERY debt. Even if you want to keep paying the debt, the bankruptcy trustee, and the Bankruptcy Court, need to know which companies you owe.
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