When people think of seeing a Bankruptcy Attorney, they think of failure. Failure to manage money, failure of a business, failure because they can’t pay their mortgage or medical bills. In reality, Bankruptcy can be a success story. Here’s one real-life family’s Bankruptcy Success Story:
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Archives for Money Tips and Help
Real ID is for Real- Get One ASAP- Because you’ll need it- to Fly AND to Get into Federal Courthouses!
Way back in 2008, the States were supposed to start implementing the Real ID Act. This requires a special, upgraded, and supposedly more secure ID, to be more uniform across the US. Almost 12 years later, after the government granted states many delays, the Real
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How To Recover From Bankruptcy Filing- Rebuild Your Credit!
Almost everyone I talk to, when considering filing for Bankruptcy Protection, asks “How will this affect my Credit?” What they really want to know is, will they be able to get credit in the future? The answer is that Bankruptcy temporarily causes your credit score
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Payday Loans, Indian Reservations, and the Story of Scott Tucker
Why Payday Loans? You’re out of money for the week, your car breaks down, and you’ve maxed out on credit, and tapped out for loans from friends or family. What do you do? You just need money until your next paycheck. All too often millions
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DEBT SETTLEMENT- DEBT FREE? OR NOT?
When people come to see me with debt problems, they are under enormous stress. You’ve already tried everything. Very few people are anxious to “throw in the towel” and just file for Bankruptcy. I talk with people who have tried for years, decades sometimes, to
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Franchise and Small Business Start Ups- High Risk and High Reward- We Can Help
Small Business Start-Ups- High Risk/High Reward- We Can Help You![/caption] Over the years, I’ve seen many small business owners who used their hard-earned money, sweat, and time to try to build their small business or franchise. Risk v. Reward Opening a Franchised business, like any
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Bankruptcy is Your Personal Safety Net
In the 25 plus years that I have been counseling and advising people with debt, almost nobody has come into my office saying that they wanted to file bankruptcy, or that he or she was excited to file for bankruptcy protection. Bankruptcy is an extreme
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How Long Does a Chapter 7 Bankruptcy Case Last and How Does it Work?
This is a common question. If you have to file Chapter 7 Bankruptcy, you want the process completed quickly. The short answer is that from the filing of the case to discharge (completion and elimination of debts) is approximately 4 months. We will make it
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Small Business Loans=Shark Infested Waters
Small Business Owners-Watch out for the Sharks! Small Business owners have so many “hats” to wear. One expression is that the owner is “Chief, Cook and Bottle Washer”. So, with all of those roles, it’s difficult to manage everything. One of the hardest jobs is
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What happens to a Mortgage in a Chapter 7 Bankruptcy? Will I need to reaffirm that debt?
When you file for bankruptcy protection, you, as the Debtor, are required to list every debt you owe. That’s right, EVERY debt. Even if you want to keep paying the debt, the bankruptcy trustee, and the Bankruptcy Court, need to know which companies you owe.
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