Archives for General legal topics

When do Debts Fall Off My Credit Report?

March 13, 2016

This is a common question.  Many people who fall behind in paying their bills end up having a long credit history full of unpaid debts that just won’t “go away”.   Or, a business owner may have a lingering debt from the past, and hopes it
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Hello Old Debt– Why does it Stay, Just a Little Bit Longer?

February 15, 2016

How long does bad credit history stay on your credit report?  There’s a short answer and a long answer. The short answer is most negative information, such as Judgments, collection accounts, paid tax liens, and late payments, can stay on your credit report for 7
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Will Winning the Lottery Fix Your Money Problems?

January 18, 2016

We have seen “Lotto Fever”. Millions of Americans plunking down their hard-earned money for over 1.5 Billion Dollars, or a share of that, before taxes. And, we do that in the hopes of solving our money problems, and being “set for life”!!! Did you buy
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Warning! Danger! Loan Sharks Online!

December 7, 2015

Remember the good old days when, if you needed money, you’d go to your local banker?  Like in the movie, “It’s a Wonderful Life”, you’d go to the corner Savings and Loan, and borrow money from the Baileys to buy a home, and for whatever
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If I File Bankruptcy, Should I Feel Guilty?

November 30, 2015

A while back, I wrote an article titled, “Is it Morally Wrong to file Bankruptcy?”   This is a question that many people wrestle with. Take a look at this blog on My Daily Finance “Should I file Bankruptcy? If I do, Should I feel
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How to Beat the Holiday Season Money Blues

November 23, 2015

Another holiday season is here, and with it come all of the ads for those fancy new phones, toys (adult and kid varieties) jewelry, and cars.  It looks like our country has lost track of what the word “holiday” means.  A holiday, in earlier times,
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Don’t Slip Up! Injuries and Bankruptcy Cases

November 9, 2015

These are topics that most people don’t think about (or don’t want to think about!)—what happens if you are injured and have an injury case going on, or a claim against someone for an injury before, or after a bankruptcy case is filed? For most
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Insult to Injury– Scammers Targeting Bankruptcy Filers!

November 9, 2015

People who owe money to debt collectors are “easy pickings” for scam artists.  People end up owing many different companies, who sell their debt to other collectors. So, naturally, by the time they start getting collection calls, it is hard to tell what debt each
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