Ever wonder how you can save money on some monthly expenses? One writer gives some “common sense” ideas on how to get some deals. Here’s an article with some good ideas! Some of the ideas seem like no-brainers. Using Generics, buying things on sale. But
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Archives for Consumer and Financial News
FHA New Rules to Allow Some Buyers to Get Financing 1 Year After Foreclosure or Bankruptcy
If you are one of the many people who have suffered during the recession, and you had to let your house go into foreclosure or had to file bankruptcy, you may be able to finance a house sooner through the FHA. The new FHA guidelines
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Small Change? Not Necessarily!
So what do you do with your pocket change at the end of the day? Here is a small tip to help you save some money. You just need some motivation to do something. Remember the old “vacation jar” idea? You won’t even feel it,
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Feeling Overwhelmed with Your Finances? What Personal Finance Documents can you Throw Away and When?
Most people have a “pile” of un-filed bills, or “financial clutter”. It’s just one of those rainy day tasks we never feel like getting around to doing. The first step to knowing what’s going on with your money is knowing what you have and where.
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Americans’ Income Over the years—We’ve Come a Long Way!
As we reflect this Labor Day, we can be thankful for our salaries. Yes, that’s right, as many people struggle to pay their bills, things were much worse before. Be glad it’s not 1860, when the average yearly income in America was $277.00! For 16
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Six-plus Year Car Loans- Big Help or Big Mistake?
This is definitely a sign of the times. People want to replace their old cars, the economy is struggling to recover, and automakers want to get their cars sold. So, instead of getting the traditional 5-year car loan, people are stretching their buying power by
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When You File Bankruptcy, Who Will Know?
Even though bankruptcy is much more common than it was in the past, and people are more educated about their financial options, people still are concerned about who will know. Most people don’t want their friends and neighbors to know their financial business. Bankruptcy is
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Credit Scores – It’s How You Use Your Credit!
Over the years, I’ve had many clients who told me they had great credit. But, for many of them, the amount of credit they had available wasn’t the problem, it was how much of it they used. This is called “credit utilization”. By the time
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Bankruptcy Lawyer Reviews- Why are they Important?
I’ve been an attorney for over 20 years, and over the years, I realize that when people pick an attorney, they have no idea whether one attorney is more qualified than another to help them. Many of my clients have come from personal recommendations of
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Student Loan Interest Rates – a Ticking Time Bomb
On July 1st, subsidized student loan interest rates are set to double, from 3.4 percent to 6.8 percent. So far the House has passed a bill which would address the issue, and tie the rates to the Treasury’s borrowing rates. The Senate so far has
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