Over the almost 20 years I’ve been running my own firm, my goal has been to serve the client first and foremost. I opened the Law Offices of Daniel J. Winter in 1999, as a Bankruptcy and Debt Relief firm primarily. Headquarters, the Original office,
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Archives for Chapter 13
Bankruptcy is Your Personal Safety Net
In the 25 plus years that I have been counseling and advising people with debt, almost nobody has come into my office saying that they wanted to file bankruptcy, or that he or she was excited to file for bankruptcy protection. Bankruptcy is an extreme
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Debt Problems? Don’t let fear stop you!
Have No Fear! You’ve been working hard for 10, 20, 30 years. All you are trying to do is pay your bills, make your rent or mortgage payments, and have enough left to pay for food, utilities, and a bit of relaxation, and maybe save
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Water Bills in Chicagoland – Are you getting soaked?
Water Bills Soaking You? We Can Help! Over the years of talking to homeowners from all over the area, it was amazing to see the difference in prices people pay for water! Some people’s bills are $20-30 per month and others are close to $100/month.
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Consumers—What to Look for in 2017
So, finally, the election is over. We can stop the endless focus on politics. Well, maybe not, but we can turn our attention to next year. What does the crystal ball look like? What can consumers, you and me, expect next year? Rising interest rates
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No Cookie-Cutter Cases!
In many consumer bankruptcy law firms, the overriding idea is to get as many people to “sign up” as possible. And, with that approach, the bigger bankruptcy firms, especially in large metro areas, become “bankruptcy mills”. The attorneys are mostly young, and the firms advertise
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Illinois Bankruptcy Court: You Can Give up your Car in a Chapter 13 Case, Even if you can’t Deliver it
A Judge in the US Bankruptcy Court for the Northern District of Illinois just ruled that you don’t have to give back a car to “surrender” it in a Chapter 13 Plan. Let’s look at the facts: A person finances a car at 24.99% interest, and
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Still a Bankruptcy Attorney?! Why Am I Still Crazy After all These Years?
Paul Simon wrote the famous song back in the 1970s. The song does still ring true for me, and my law firm. When I started practicing law in 1991, I worked for several firms, did some divorce, real estate, and general practice work along with
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Your Money: Can You Handle the Truth?
Jack Nicholson’s most famous line in his movie career goes something like this: “You want the truth?! You can’t HANDLE the truth!” My clients come in to see me, as a bankruptcy attorney, and they want advice on how to “fix” their money problems. They
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Court to Mortgage Companies- File Claims on Time to Get Paid in Bankruptcy Cases!
Normally, for consumer bankruptcy lawyers and their clients, things proceed pretty smoothly. And, the how the cases go through the system are predictable. Congress only seems to pay attention to bankruptcy about every 10 years or so. And, major court decisions don’t usually get appealed
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