How long does bad credit history stay on your credit report? There’s a short answer and a long answer. The short answer is most negative information, such as Judgments, collection accounts, paid tax liens, and late payments, can stay on your credit report for 7
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Call Me Maybe? Hey I Don’t Know You, and This is Crazy! IRS Phone Scam!
Carly Rae Jepson sings, “Hey, I just met you, and this is crazy, but here’s my number, so call me maybe”. Do you see the trouble? She gives her phone number to a total stranger! That’s exactly the trick—you don’t know them, but somehow, they
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Will Winning the Lottery Fix Your Money Problems?
We have seen “Lotto Fever”. Millions of Americans plunking down their hard-earned money for over 1.5 Billion Dollars, or a share of that, before taxes. And, we do that in the hopes of solving our money problems, and being “set for life”!!! Did you buy
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Warning! Danger! Loan Sharks Online!
Remember the good old days when, if you needed money, you’d go to your local banker? Like in the movie, “It’s a Wonderful Life”, you’d go to the corner Savings and Loan, and borrow money from the Baileys to buy a home, and for whatever
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If I File Bankruptcy, Should I Feel Guilty?
A while back, I wrote an article titled, “Is it Morally Wrong to file Bankruptcy?” This is a question that many people wrestle with. Take a look at this blog on My Daily Finance “Should I file Bankruptcy? If I do, Should I feel
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How to Beat the Holiday Season Money Blues
Another holiday season is here, and with it come all of the ads for those fancy new phones, toys (adult and kid varieties) jewelry, and cars. It looks like our country has lost track of what the word “holiday” means. A holiday, in earlier times,
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Don’t Slip Up! Injuries and Bankruptcy Cases
These are topics that most people don’t think about (or don’t want to think about!)—what happens if you are injured and have an injury case going on, or a claim against someone for an injury before, or after a bankruptcy case is filed? For most
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Insult to Injury– Scammers Targeting Bankruptcy Filers!
People who owe money to debt collectors are “easy pickings” for scam artists. People end up owing many different companies, who sell their debt to other collectors. So, naturally, by the time they start getting collection calls, it is hard to tell what debt each
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New and Improved Bankruptcy Forms as of December 1, 2015!!??? Really?!
Whenever the Government says they are making something “new and improved” or “modernized”, be afraid, be very afraid! So, when the bankruptcy laws were “reformed” in 2005, there was much written in the national news media about the changes that were happening. And, people had
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Award Season For Lawyers- The Clients’ Choice Award for 2015!
In the 20-plus years I’ve been an attorney, there have been many changes to how clients find an attorney, and how attorneys find their clients. Back when I started in practice, there were a few companies that rated attorneys. Those companies mostly focused on the
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