Way back in 2008, the States were supposed to start implementing the Real ID Act. This requires a special, upgraded, and supposedly more secure ID, to be more uniform across the US. Almost 12 years later, after the government granted states many delays, the Real
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How To Recover From Bankruptcy Filing- Rebuild Your Credit!
Almost everyone I talk to, when considering filing for Bankruptcy Protection, asks “How will this affect my Credit?” What they really want to know is, will they be able to get credit in the future? The answer is that Bankruptcy temporarily causes your credit score
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We Help Our Clients with a Free Credit Review after Bankruptcy
The purpose of filing for Bankruptcy Protection is to eliminate certain debts. Once you’ve filed your petition, completed the 2nd counseling course, and attended your Meeting of Creditors, you should receive a Discharge Order, which is the official document signaling that debts such as credit
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Payday Loans, Indian Reservations, and the Story of Scott Tucker
Why Payday Loans? You’re out of money for the week, your car breaks down, and you’ve maxed out on credit, and tapped out for loans from friends or family. What do you do? You just need money until your next paycheck. All too often millions
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BankruptcyLawChicago’s New Palos Heights Office to Serve Chicago’s South Suburbs!
Over the almost 20 years I’ve been running my own firm, my goal has been to serve the client first and foremost. I opened the Law Offices of Daniel J. Winter in 1999, as a Bankruptcy and Debt Relief firm primarily. Headquarters, the Original office,
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DEBT SETTLEMENT- DEBT FREE? OR NOT?
When people come to see me with debt problems, they are under enormous stress. You’ve already tried everything. Very few people are anxious to “throw in the towel” and just file for Bankruptcy. I talk with people who have tried for years, decades sometimes, to
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What is an Adversary Complaint in a Bankruptcy Case?
What is an Adversary Complaint in Bankruptcy? When a person files a Bankruptcy case, every company or person they owe is notified. In order to eliminate a debt, it’s only fair that those people or companies get a chance to find out that the person
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Franchise and Small Business Start Ups- High Risk and High Reward- We Can Help
Small Business Start-Ups- High Risk/High Reward- We Can Help You![/caption] Over the years, I’ve seen many small business owners who used their hard-earned money, sweat, and time to try to build their small business or franchise. Risk v. Reward Opening a Franchised business, like any
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Bankruptcy is Your Personal Safety Net
In the 25 plus years that I have been counseling and advising people with debt, almost nobody has come into my office saying that they wanted to file bankruptcy, or that he or she was excited to file for bankruptcy protection. Bankruptcy is an extreme
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How Long Does a Chapter 7 Bankruptcy Case Last and How Does it Work?
This is a common question. If you have to file Chapter 7 Bankruptcy, you want the process completed quickly. The short answer is that from the filing of the case to discharge (completion and elimination of debts) is approximately 4 months. We will make it
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