I have met with many small business owners recently who have been trying to dig out from their financial troubles starting during the COVID-19 crisis.  Some have yet to recover, and, even after a lot of hard work and effort, just can’t keep going.  
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Facing financial hardship and contemplating bankruptcy can be a daunting journey.  This is a very common concern.  If a friend or family member cosigned a loan for you, it’s natural to worry about how your bankruptcy might affect them. However, the impact on your cosigner
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It’s that time of year again!!  Income Tax Return fime!!  Remember, the Tax Return is the set of documents you file with the IRS and State, and the Tax Refund is the money you receive if you overpay that year’s taxes.  Every bankruptcy client is
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One of the most common kinds of debt that I see when people consult with me is medical debt. Medical bills can quickly become overwhelming, especially when unexpected health issues arise. Even with insurance, the out-of-pocket costs can be substantial, leading many to seek relief
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Financial difficulties can be overwhelming, and the decision to file for bankruptcy is never an easy one. However, delaying this decision can often lead to more problems. This post aims to shed light on the potential issues that debtors may face if they postpone filing
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This is a question that comes up frequently in my practice.  A person owns a closely-held business, with one or two owners, usually a Husband and Wife.  They call, explaining that the business cannot pay its suppliers, lenders, landlords, lines of credit.  They ask “Can
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