I recently wrote a blog article, “Do You Love or Hate Money?”, and this subject, Debt is also something In the modern world, we can’t barter to get our food. We need to earn money, to buy enough goods, services, or housing to live a
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Archives for Financial Planning
Do You Love or Hate Money?
After writing for at least 4 years on financial issues of all kinds, including mortgages, college loans, and bankruptcy, I figure people sometimes are tired of reading about how to “manage” your money, how to save money, or how to deal with mortgages or college
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How the Bankruptcy Laws Helped Donald Trump Stay Rich
We have all heard Donald Trump talk, a lot, during this Republican presidential campaign, and, in the debates, many of his challengers, and the debate moderators, criticized him about his four bankruptcies. Yes, 4 bankruptcies! Take a look at this article, that shows a few
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I Don’t Want to Work, I Just Want to Bang on My Drum All Day! Why do we Work?
As a bankruptcy lawyer, I see people every day who are working hard every day, just to earn money to pay the bills, and to keep their lives afloat. Today, I’m taking a step back to talk about why we work, instead of banging on
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Arizona Bankruptcy Court- You Can Keep an Inherited IRA- Don’t Listen to the Supremes!
When people file for bankruptcy protection, they are allowed to protect, or “exempt” certain property. What can be protected (and what rules are used to protect the assets) depends on which state the debtor lives in. Back in 2014, the US Supreme Court ruled, in
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Save Your Assets- File for Bankruptcy Protection!
This headline doesn’t make sense, does it? When most people think of bankruptcy, they think of “throwing in the towel” and losing everything. In many cases, it is just the opposite! Lately, I’ve met more and more senior citizens who run into financial troubles. It
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Your Money: Can You Handle the Truth?
Jack Nicholson’s most famous line in his movie career goes something like this: “You want the truth?! You can’t HANDLE the truth!” My clients come in to see me, as a bankruptcy attorney, and they want advice on how to “fix” their money problems. They
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An Inspiring Story: Homeless to Hopeful, and Financially Stable
So many people are living paycheck-to-paycheck, it is easy to just make a generalization that it is just plain expensive to make ends meet and to live and support a family. If you are living paycheck-to-paycheck, you might as well just throw up your hands,
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Supreme Court Ruling Puts Inherited IRAs at Risk in Bankruptcy
The general rule in bankruptcy is that people can protect their IRAs and retirement accounts. In June of 2014, the US Supreme Court ruled, in the Clark v. Rameker case, that some retirement accounts are not protected. The Court ruled that inherited IRAs are not
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